SSS PHILIPPINES ONLINE

Remittance, loan, contribution, ID, benefits and membership help information guide

What is SSS Salary Loan and Who May Qualify

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SSS Member Loan

A salary loan is actually a short term loan offered to SSS members by the Philippine Social Security System to meet any immediate need for cash by any SSS member. The next question would probably be who can qualify to make an SSS loan? So far, in the SSS website, there are basically 5 pointers with which any member may qualify for a salary loan. Please read below.

Who Is Qualified to Make a Loan? (info taken directly from SSS website – www.sss.gov.ph)

1. An employed, currently paying self-employed or voluntary member (SE/VM) who has 6 posted monthly contributions for the last 12 months prior to the month of filing of application.

  • For one-month loan, the member-borrower must have 36 posted monthly contributions prior to the month of filing of application.
  • For a two-month loan, the member-borrower must have 72 posted monthly contributions prior to the month of filing of application.

2. If the member-borrower is employed, the employer must be updated in contributions and loan remittances.

3. The member-borrower must be updated-current in the payment of other member loans, which include educational, stock investment, MADE & housing loans granted under the Unified Housing Loan program (UHLP) or direct from SSS.

4. The member-borrower has not been granted final benefit (total permanent disability, retirement and death).

5. The member-borrower has not been disqualified due to fraud committed against the SSS.

Please note that credit on basic guidelines of who may qualify to make an SSS salary loan from the official websites of SSS.

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168 Responses to “What is SSS Salary Loan and Who May Qualify”

  • cris11 says:

    hi, goodafternoon ask ko lang po namatay po kasi papa ko nun august 2011, nabanggit niya po nun binata po siya may hulod siya pero di namin alam yong sss number niya possible pa po ba na maretrieve yong sss number and kung pwede pa maclaim death claim niya thanks in advance please email me in may email address or here in your website. Thanks.

  • Gina says:

    Hi good pm po … pwede po bang magtanong kung pwede na po ba akong makapagloan, my contribution is 41 na ,hindi po ba updated ung website nyo sa SSS, kasi hind ko po nakita ung contribution ko last year 2011, the whole year. Nakapagtataka nmn na wala akong contribution last year, samantalang kinakaltasan nmn ako buwan buwan ng employer ko.

    Thank you ….and God Bless …:)

  • benji flordeliza says:

    sir,madam gusto ko sana maka loan para suporta or kung kaya sa negosyo mkasimula.lastyear nov.just finish my contract.OFW ako me apply naman uli.first time kung ma approve ang loan.thanks

  • Wendel says:

    I just wanna ask, I am qualified to apply for my salary loan but what if I have previous loan from pag-big and am not sure if its fully paid, can I still continue my application for sss salary loan?

  • nova may says:

    hi just wanna ask po if the 36 month requirement should be consecutive 36 months or pwede na may blank but already has 36 months of total contribution? thank you

  • j says:

    I have a previous loan which was supposed to be settled by end of December 2011. My employer already had it paid with my contribution (this was reflected with my online sss account). I have plans of filing a new loan this February 2012 (since I will be eligible to do so according to the site), but the sss online system says I’m not cleared with my last payment. I’m just wondering how long would it take to update your system so I can file my new loan. I just hope before February ends, everything in your system will be updated. Thank you so much!

  • Cristina says:

    Ma’am,

    Ask ko lang po ganu po katagal bago ko po makuha ang loan ko sa sss na file ko po sya this February 21, 2012.. and ano po mga requirements for incashment?

    Thank you and God Bless!

    Cristina

  • Enrique Barcelon says:

    inquire salary loan balance

  • pauline madarang says:

    Can I ask if I am still qualified to be a member and continue my contribution in SSS if ever my citizenship has been changed from Pilipino to American? if no what will happen to my previous contribution til present? thank you.

  • Rainier Aguam says:

    Hi, I have a similar inquiry made by Angel F. Castano on August 2nd, 2011 at 12:54 PM which says:
    “noong 1995 nag loan ako ng halagang php 50,000.00 para sa Stock investment, and privatization fund. ng meralco share, saan ko ba pwede makuha ang stock certificate?”
    I am not sure if there is already a reply on this.
    Your kind assistance on this one will be highly appreciated.

  • alain a gargar says:

    hello po, mag inquire lang po sana ako regarding sa loan. my wife and i are planning to apply for a loan for the purpose na gusto po namin magpa tayo ng apartment, pwede po ba kaming mag loan para sa project namin? by the way my wife and i are here in UK at member po kami ng SSS. Salamat po

  • Alfredo A. Supan says:

    Good day po,
    Gusto ko po sana mag apply ng salary loan , isa po ako OFW, at first time ko na mag loan, please check po kung qualify ako ..

    ps: hangang magkano po ba ang puede ko ma avail tru salary loan para po sa first timer?

    thanks po,
    alfredo

  • janea says:

    i resigned last year and currently unemployed. can i still get a loan to start a small business? thanks

  • apple says:

    can anyone describe or explain what SSS Stock Investment Loan is,who can avail it,and what are the qualifications to avail it.

  • sel says:

    Hi, 3years na po akong member ng SSS. Gusto ko sana mag salary loan. How much po kaya ang maximum na pwede kong i-loan. At kinakaltas nalang ba ito sa sahod ko every month para magbayad? Salamat po!

  • Enrique Barcelon says:

    inquiring salary loan balance

  • lebamej says:

    Good day. I already received my SSS loan check. Just wanted to ask where/what bank can I en-cash it and what do I need to bring. Thanks

  • jmhabel28 says:

    Nakuha ko na yung SSS check ko…

    Question po:
    -Anong bangko or saan ko pwede mai-en-cash ang checke?
    -Anong mga ID at ilan ang kailangan ko?

    Salamat

  • Sam says:

    The teller told me that my loan check will be available after five days. I signed up on SSS online and in just 3 days my Loan Status says that my check was already generated. Can i claim it now even if the the 5th day hasn’t come yet??

  • andres says:

    hi
    matagal n po ntigil ung contribution q mula ng nagdown company namin. now gusto q sana econtenue for ofw contribution,anu po b requirement? pwede po ba asawa q n magfollow up pra magbayad? pls reply to my email…thanks

  • juvy says:

    I worked for 7 months on my second job then was stopped for 4 months and came again to the same company and started working again for a month. Can I make a salary loan then? But on my previous job I worked there for 7 years. And was not able to make any loans. This was long time ago and stopped for about 3 yrs working.. About how much I can possibly get for my first loan? Thanks

  • Philip Macalalag says:

    inform ko lang po kung magkano n po ang contribution ko sa SSS? maari na po ba ako mag loan?

  • Roland says:

    ask lang po if kailangan na 36 months na deretso ang hulog bago makapag loan? kasi ako po pa putol putol po ang hulog ko kasi every 5 months end of contract na then apply ulit sa iba. papano po yun? edi hindi po ako pwede mag loan?

  • Krisitne says:

    I filed a salary loan last March 27, 2012 and I still haven’t received it. I asked the SSS Pasig branch. They said It’s already in the post office.
    But It’s almost 1 month now. And I check my sss site, the check was dated March 30, 2012.But still I haven’t got it! Where can I claim it??

  • Ann says:

    Hi,

    I have an outstanding salary loan. I just resigned from my previous work and I asked the HR if they will deduct the loan from my last pay. However, she said that they will not deduct it. I just want to ask how will I pay my loan? Hope for your prompt response.

    Thanks! :)

  • Ann says:

    Can I make lumpsum payment?

  • miguelito saliguma says:

    gusto ko sana magloan. 15 months pa lang contribution ko. pwde na ba ako magloan? mga magkano maloloan ko? salamat

  • diane says:

    i apply for an sss salary loan. am a voluntary member. my salary loan was already approved. just want to ask if where can i get the check of my salary loan? thanks

  • Irene says:

    hi…
    tanong ko lang po pwede bang yung chech encashment is ideposit nlng sa account ng husband ko…dumating n kasi yung cheke at nakaalis na xa going abroad kaya gusto nmen malaman kung pwede ideposit nalang yun check loan sa bank account niya…
    many thanks…

  • lilibeth says:

    good day po …may itatanong lang po ako gusto ko po mag loan sa sss ofw po ako firstime ko mag loan paano po ba dahil nandito po ako canada salamat po….

  • Juleth says:

    Good day! ask ko lng po, pede po ba mag loan kahit putol putol ung hulog..pro more than 36 months na ung contibution nya.

  • rico largodizimo says:

    pano makakakuha ng e-1

  • mary domingo says:

    I just want to inquire if im already qualified for the salary loan though my posted contributions is only 35 mos. that end last march 2012 but i resigned june 2012 that is supposed to be my 36th month posted contribution….kindly email the answer to my query. thank you….

  • vhon19 says:

    hi ask ko lang po.. kasi mag loloan ako for the second time.. kaya lang quarterly nag reremit ng contribution company namin and as per checking 71 months na ung posted contribution ko and hindi pa napopost ung sept 2012. is it possible na makapagloan na ko for 2 months???salamat po..

  • feliciano c. amoyo, jr says:

    I am OFW, and i am paying my sss true my agency. i want a car loan or housing loan, did i qualify to apply for car loan or housing loan? what is the requirement for the housing loan and car loan and what is the amount approve? please email me tha answer thank you.

  • susan says:

    1984 pa po akong hindi naghuhulog sa SSS gusto ko pong re activate magkano po ibabayad ko monthly pwede pa po ba ako kahit na 53 na po ako magkano po monthly tnx.

  • gilbert says:

    hi po ask ko lang po nag avail po ako ng educational loan po tapos grantged po ang loan ko check na lang ang inaantay ko. by next sem ba pwede po ba ako maka pag avail uli ng tuition loan two years na lang kasi grad na ako eh…

  • Reah says:

    Hello I am currently not in the Phils., because I am trying my luck here abroad, I have a question I have a pending loan on SSS when I resigned from my previous work 6mos. ago and my previous Company’s HR is saying that I would not be able to get my last pay because they would be paying my SSS loan (using all my last pay), is there such policy? bec. I am a member of SSS for almost 11yrs. I am really planning to pay for my loan every month if I would have a job here abroad…why is that my company would pay my SSS loan using all my last pay?…can I request SSS to just pay for it every month, instead of getting all my last pay? please help me because right now my Family in the Phils. needs that money. Thank you for your time…Regards.

  • wyetth says:

    ask cu lng po kung ilang years bago makapghousing loan ang self employed members

  • peach11 says:

    good day! ask ko lang po kung totoo ang rumor from my colleagues na pwede na po mag loan ang mga nakaka 12month contribution pa lang, im on my 21st na po. and planning to apply for salary or personal loan. please help . thankyou

  • Sheena says:

    Good Day! My mom took advantage of her salary loan since God knows when… Apparently, months after she cashed it, she resigned from her work… She is worried that she might not have her pension since she still owes you guys… Im planning to pay it for her… Is it possible we can do a direct payment to SSS?

  • Rey A. Saputalo says:

    Hi Good Day,

    Ask lang po ako pano po ba maka avail sa half way loan sa sss.

    thanks.

    rey

  • benjamin says:

    ask ko lang po para sa katanungan ng mother ko,pwede po ba syang or kabilang na po ba sya sa pwedeng mag avail ng pension kasi 60 na po sya,nakapaghulog lang po sya ng 5 yrs.?

  • mark says:

    Hi, regarding sss 2nd loan… I avail my first loan last 2011 then from my previous employer I’ve decided to work in other company then my company where I’ve transfered continue to pay for my remaining balance then after 6months I decided again to work in other company, my previous employer decided to pay all the remaining balances that i have.. Now that i am working in a different company I want to avail my second loan but unfortunately the loanable amout is only P14000 … I thought its more than 20000 for the second loan?

  • Nardo says:

    I have an existing 1 month salary loan, 50% paid. Can i avail a 2 month salary already po? 73 contributions na po ako. Thanks…

  • martin returan says:

    hope you can update all post about our loans and contributions online for us to see our own datas about our contributions and debts. thank you

  • EDLYN J. BAGABAG says:

    gud evening pu,,
    tatanung ku lang pu anu pu requirements kapag ng loan ang ofw kasi gusto sana mgloan ng papa ku ngaun december pero currently pa pu sya nsa saudi!pangalan nya pu EDUARDO V. BAGABAG,,!

  • honey says:

    good day po, am i qualified sa loan if mag voluntatary na lng ako. na stop po kc ang hulog nung month of feb2015 dahil na end of contract na ako, ika 36 months ko na sa june.. ang gagawin ko sana hulugan ko na lng personal pra macompleto ko yung 36 months ko.. salamat

  • Rio says:

    hi ask ko lng po sana.. gusto ko po magload sa sss, first time lang po sana ako mag try mag loan.. nag stop na po ako magwork this year then 20k plus na din total na contribute ko.. pwede na po ba ako mag loan… thanx po..

  • Elvin Mcfarland says:

    my colleague required Mlp 01213 form recently and was informed about an excellent service that has lots of fillable forms . If people are interested in Mlp 01213 form also , here’s https://goo.gl/iqaQoC

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