SSS PHILIPPINES ONLINE
Remittance, loan, contribution, ID, benefits and membership help information guide
What is SSS Salary Loan and Who May Qualify
SSS Member Loan
A salary loan is actually a short term loan offered to SSS members by the Philippine Social Security System to meet any immediate need for cash by any SSS member. The next question would probably be who can qualify to make an SSS loan? So far, in the SSS website, there are basically 5 pointers with which any member may qualify for a salary loan. Please read below.
Who Is Qualified to Make a Loan? (info taken directly from SSS website – www.sss.gov.ph)
1. An employed, currently paying self-employed or voluntary member (SE/VM) who has 6 posted monthly contributions for the last 12 months prior to the month of filing of application.
- For one-month loan, the member-borrower must have 36 posted monthly contributions prior to the month of filing of application.
- For a two-month loan, the member-borrower must have 72 posted monthly contributions prior to the month of filing of application.
2. If the member-borrower is employed, the employer must be updated in contributions and loan remittances.
3. The member-borrower must be updated-current in the payment of other member loans, which include educational, stock investment, MADE & housing loans granted under the Unified Housing Loan program (UHLP) or direct from SSS.
4. The member-borrower has not been granted final benefit (total permanent disability, retirement and death).
5. The member-borrower has not been disqualified due to fraud committed against the SSS.
Please note that credit on basic guidelines of who may qualify to make an SSS salary loan from the official websites of SSS.
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168 Responses to “What is SSS Salary Loan and Who May Qualify”
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hi sss,
saang mga banko po pede magbayad ng salary loan na hindi nakakaltas sa monthly pay? pede na po bang magloan agad pag napost na?
salamat po!
hello, i’m planning to apply for salary load for an emergency purpose this coming december, i want to know how long will be the processing time, some says it will be 3-4weeks,in my case, my 36th month of contribution will came from this month of november2010, is it possible to start the process before the end of november, because i want to have it as early this christmas,
thanks for your immidiate response…
Hi!
gusto ko lang po malaman number of contributions ko because hindi po nagpapakita ang employer ko ng receipt kung nahulugan ba ang sss ko or hindi and gusto ko rin sana malaman kung magkano actual na hinuhulog nila.
thanks and God bless!!
good day! ask lang po how long it takes for us to received the sss check (this is salary loan)? according to the online inquiry the check was generated and approved on novemeber 23, 2010… and until now (dec. 2, 2010) we haven’t received yet the check. we are from antipolo rizal. please give us feedback on how many days that it takes before we received the check. thanks!
same question above, i went to SSS Welcome Rotonda as early in the morning, as in i was the earliest client/member there. the guy there told me that there is a cheque already and it will be sent to the office last week or this week. how long will it really take for me to receive my cheque?
Hello. I have some questions before I try applying for salary loan. But first here’s my situation:
1. current local employment: Aug’10 to present
2. previous employment: May-July’10
3. unemployed: April’09-April’10
4. foreign employment: Feb.’02-March’09
5. local employment: (not sure)—til Jan.’02
Question: Should I apply transfer of my SSS files from previous employers to the present employment’s SSS branch so I can avail of salary loan?
What steps should I do so I won’t have to go back and forth to all the SSS branches involved?
Thank you.
i have a contribution which total to 137 payments already, as of now im not employed. am i eligible to have a loan. if yes what are the requirements
Hi, ask ko lang po, i have an outstanding record when it comes to sss contributions, i resigned last december sa previous company ko, then signed a contract to a different company just this january kaso sa 24 pa start ko. eligible po ba ako na kumuha ng salary loan? need ko lang po to sustain my family until i get my first pay sa new company ko. How long is the process? Thanks in advance, looking forward to your reply, via email will be greatly appreciated.
hi,
i just want to inquire. my id was blocked many because i tried to log in many times and i tried to contact the number they provided they’ve given me to unblocked my id but i can’t seem to contact them.. ilang beses na po akong nagtatry na e contact pero wala pa rin. is there any other way i could retrieve my account?
thanks
Hi, ask ko lang po pano pag two years and a half na me work. pwede na po ba ako mag-salary loan?
thanks po!
hi, i want to know how to inquire sss of my father who is inactive for 10 years, i want to know his contribution..the sss site i nothing but fool.. i register online and get error..i dont know what’s error i complete all entry…the site is nothing for me…..
ask ko lng po nka 37 month na po kc contribution ko sa sss. mgreresign na po kc ako sa company pwede pa rin po ba akong mgloan. im waiting 4 your reply thanks!
I just wanted to know how many days po yung processing the SSS loan? I check online and wala pang nagrereflect dun na nagfile na ako. salamat
mam what if naka miss ka ng 2 payments pero naupdate mo nmn agad..affected b ung second loan..please reply thanks
I am a member of sss since 1982. My problem was, i had loan since 2002 amounting to 20,000. This was released after my voluntary resignation to the company. Being unemployed for so many yrs now, i decided to inquire thru sss hotline the real amt of loan that i availed way back 2002. I was suprised of the total loan amt which sum up to 63,000.It is indeed a great amt. How can i cope with this problem? Can i avail the condonation program? sana po hindi ganito kataas ang naging interest sa mga years po na wala akong job. Gusto ko pong hulugan unti unti ang ;oan ko pero papaano po kaya? sana matulungan nio po ako . Salamat po.
How long does it take for an SSS salary loan to be processed? It has been 2 weeks since I filed my application thru my company HR but when I asked them if there were any updates, the HR told me that SSS hasn’t returned yet the application. It will be the 3rd week today.
Thanks!
can i file a loan application even i have no sss id?i’m qualified to the said requirements above though i have no id.
PLEASE HELP…..
“my SS# TAGGED AS TEMPORARY #”
Gusto ko po sanang mag SALARY LOAN pampagamot sa nanay ko, kso nung ni check ko online SSS info ko, yan po ang nakalagay… hays..
Ano po bang kailangan kong gawin.. Please help me.. -_-
When I inquired online in regards to my eligibility for a salary loan, it says that I’m a delinquent on housing loan. I am updated for many years now. How to rectify the record so I can proceed with the salary loan?
My employer is not updated in their SSS remittances, although, us, employees are being deducted our SSS contributions every payday. Problem is, can we, the employees avail of the salary loan and what can the SSS do to compel our employer to remit its payment on time? It seems SSS is a bit lenient along this line. Can you not check or send letters to deliquent emplyoers such a ours? KAWAWA NAMAN PO YUNG MGA EMPLOYEES NA BINABAWASAN ANG SWELDO EVERY PAYDAY TAPOS, HINDI NAMAN ON TIME NIREREMIT NG EMPLOYER. I believe our company’s last payment was June or July of 2010 and it’s already May 2011. Please help……………………
Oh please, just go to the nearest SSS branch and ask an employee. Look up your nearest SSS branch and call them. For OFWs, there is a contact page at the official SSS website.
And please never post your contact information on a forum like this. It’s so easy to scam you this way. And, kung kayang magtagalog, tagalog nalang! Pa english english pa grammatically incorrect naman!
EXAMPLE:
would like to inquire as to why my sss salary loan application already takes almost a month. what took it so long? our hr department has already furnish my application to sss but unfortunately i haven’t receive any check yet
HAHAHAHA
eto pa:
My concern is with regards to my father’s sss#.
i was an ofw base in Hongkong,i am a member and contributed for more than 6 six years
i got my first salary loan but i paid it already.i went home for good due to my ailments.now i wanted to apply for any loan of which i’m qualified but i am jobless.my question is am i qualified to reloan(salary) and continue to pay remaining amount contribution with that loan granted?..please reply thank’s
benilda
Fresh grad po ako. I recently got hired sa isang company. Kasama sa requirement ung pagkuha ng SSS loan voucher. Nung kumuha ko ng SSS number, ang sabi nila hindi pa daw ako pwede kasi wala pa contribution. Nung sinabi ko yun sa employer ko, yung iba daw nakakapagprovide naman. Pwede daw sa website. Hindi naman ako makapagregister sa website kasi humihingi ng EMPLOYER ID kapag employed ka. Eh fresh grad nga ako. Pano po ba tlaga ko makakakuha ng SSS LOAN VOUCHER?? Sana po makapagreply ASAP kasi for requirements po yun. Maraming Salamat po.
pwede rin daw SSS loan status. eh pano nga po yun? fresh grad ako at wala pang previous employer. sana matulungan nio po ako.
hello sss,
ask ko lang po if di na po connected sa employer, maari pa po bang mag loan? for example nagkasakit at nahosp. magclaim ng sickness loan?? im just wondering kung pede po ung ganun..
Good day,
My loan will expire on August, Is it ok to apply for a new salary loan, eventhough I still have a balance on my previous one?
hi sss makati,dati po ako ng loan salary loan s dt k wrk last year dated march 2010 amount ph8,500 gusto k sana malaman kung pano ang bayaran kc natigil n ako s wrk ko at gusto sn byran n lam ko n malaki rn ang penalty ….at gusto k rn sana malaman din kung magkano ang monthly ko pg bbyran kn….sana po matulungan nu ko…salamat po…
ask ko lng po kung nakailang hulog na ko
victoria campus lamo txt nyu po kung anu balita 09093760842
Hi! i checked my loan status at the online inquiry and it stated there the check date is July 22,2011. can i ask when i can receive my salary loan?
SSS #3399107860
noong 1995 nag loan ako ng halagang php 50,000.00 para sa Stock investment, and privatization fund. ng meralco share, saan ko ba pwede makuha ang stock certificate?
hi sss,
ask ko lang sana f pwede bah ako makapag loan, kac hindi pa me umabot nang 1 yr. ngayon sa work kow, but nkapag work na ako dati at dati na rin akongsss member since 2004…ok lng ba yon?
hi tanong ko lng po kung pwede po ulit ako makapgloan kung babayaran ko po ng cash yung 1st loan ko. hindi po kc nahuhulugan monthly ng employer ko yung loan ko pero balak ko po sya bayaran ng buo. pwede na po ba ako for 2nd loan kung makapgbayad na ako. 74 months na po ako. pls reply po.
39 months na po contribution ko and qualified na ako magloan.. can i file a sss loan po without sss id? thanks…
Pwedeng pwede po kayo mag file ng SSS loan without any ID but eventually, kapag kuhanan na po ng cheque ay kakailanganin din po ninyo ang inyong SSS ID so better file for one at habang wala pa ang SSS ID po ay humingi po kayo ng certification for a temporary SSS ID at sabihing for SSS loan purposes lamang po.
What if unemployed last month lng? possible parin bang makapag salary loan?
inquire ko lang po kung pwde na ako mag loan total contribution ko po 1s 39 months sa sss. until now po continous po ako naghuhulog d2 sa saudi bilang ofw. plano ko pag-uwi ko sa october mag apply ako ng loan pandagdag negosyo sa sari sari store.
ask ko lng po kung pwede ko malaman kung mgkano na po nahulog ng employer ko sa sssaccount ko.. salamat po..saang website po ba pwede mkita un???
Good Day,
I only have 34 month contribution then I resigned and was about to transfer in a government type of work can I still continue my contributions(under what member category and how?) and can I still have the SSS loan? Thank you
pwede po bng mgloan khit wla p ss id?
hi sss.
ask ko lang, nagbayad ako ng loan ko sa sss commonwealth branch last 07/10/11 as of april 2011 73 contribution na ako. When po magreflect yung bayad ko sa sss website at how long it takes to process ss loan. god bless!
Good Day!
Pwede ko po bang bayaran ang SSS ko in advance for 2 years!
Hello,
Im reading comments here to hopefully get some ideas about SSS benefits. However, I cant help but notice comment number 77 of METS.. ang bully naman.. wag naman mangantiyaw ng kapwa Filipino kung wrong man ang grammar. Di kami kasing perfect mo.. I believe this is a forum of people who needs help in this issue and not a forum of people who wants to criticize people who needs help.
What are the requirements in encashing my cheque? I lost my postal id and i only have company id on hand.
Can I use barangay clearance as secondary id?
Thanks.
pg nag online loan po tayo, how many days makuha natin ang check…thank you
Hello!
Gusto ko po sanang mag salary loan, 2nd time ko na, fully paid last April 2011 yung 1st loan ko. Nakapag inquire na din po ako and according po sa company pinapasukan ko, sa June 2012 pa ako puede mag loan. Gusto ko lang po malakam kung meron pang way na makapg loan ako within this year, badly needed po. Thank you!
patanong naman po wat if hindi q na ehcash yun sss salary loan check q within 90 days na validity time nun check? Nareceived q yun check last aug 31, 2011, then late q na nakita sa check na hanggang nov 30, 2011 lang pala xa valid..late q na notice at wala akong time na ipaencash ito dahil sa conflict sa sked q sa work..panu po ba gagawin q??pls help..kahit send niyu na lang po sa email q yun steps para maretrieve q yun check q kasi kinakaltasan na din aq eh mula pa nun october 2011 sa bawat sahod q..salamt at godbles..wait q reply niyo..tnx
just wanted to as info about salary loan, my brother is working for almost 8years and his sss contributions is continues, he wanted to practice salary loan because as we know, the amount of salary loan will depend on how many loan you made, is it true? and if ever we try to loan how much or what percent will be deducted to his salary? is it possibly you can send the info on my email? thank you.
hello there,m thelma pinlac .js wnna ask if my husband edwin pinlac can continue his contributions in sss w/c was stopped for so many years .He had a contributions of which i think almost three years thats wt i know.wt are his benefits with the contributions he made.is he entitled?in any aspect?by the way his full names edwin enriquez pinlac ,may 8 1964 is his birthday from diladila sta rita pampanga thank you very much
am i still qualified for a loan if the 36 mos. is not paid continously?
Yes, you are qualified even if you paid your contribution requirement of 36 payments for as long as you have completed it. But mind you that there are other requirements you should be able to have so please read our post regarding filing for SSS loan requirements.
I already have the information of how much is my SSS Contribution, that is 20 as of December 2011( Through SSS voice prompt). My question is how many months should I work-on before I meet the 36 contributions. I really need a response which is quite significant to me in some reasons. Thank You.
I want to inquire my Lolo, he’s name is Marianito Balag who is now residing in Lavezares Samar – Too far from Manila so me whos the gradson wants to do something for him. I want to konw how much is his contributions. Its been a long long time n rin that he’s not working(Inactive). Also wanting to know his SSS Number in order for me to help him out. Please help me with this. Thank You.
gud pm po…tanong me lang po may husband is seaman since 2003 di pa po kami nakapag loan ng sss…pwede ba namin loan evry 4 month nasa barko ya at 2 or 3 month vacation lagi wala hulog ang sss pag bakasyon pwede po ba namin loan ty